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Do you often feel broke — even when you're earning? Then you need to read this.
Dear Beloved Reader,
Penelope had just wrapped her biggest month selling custom planners.
She should’ve felt thrilled — but instead, she felt uneasy.
Her money was scattered. A bit here, a bit there. She purchased a new hat she quickly regretted.
And now, her coin pouch was nearly empty.
So she thought to try something new.
She pulled out three jars and labeled them: Freedom Fund, Business Growth, and Fun.
Every coin from then on had a purpose. And oddly enough, her money started growing faster.
Not because she earned more, but because she used it better.
📌 This Is What Growth Looks Like:
Penelope wasn’t spending wildly. She was trying to save.
But her money still disappeared.
Why? Because it had no clear job.
Once she started assigning each coin a purpose, everything changed.
That’s the shift:
Not “spend and hope there’s some left”…
But “decide where it goes the moment it comes in.”
Even small amounts. $10 can become: $5 for growth, $3 for freedom, $2 for fun.
Suddenly, her money wasn’t slipping away.
It was building something — on purpose.
📊 Proof It Works:
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Research from the Journal of Financial Planning shows people who use a
“money allocation” method are 80% more likely to stick to their financial
goals than those who simply “try to save.”
💬 My Take:
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When I started labeling my income, I finally felt in control—even before I was earning a lot. It wasn’t about restriction. It was about being the boss of my money instead of letting it boss me.
Lisa Marie Agius | Founder Womenpreneur