🕊️
Reclaiming $200/month is easier than you think.
Dear Beloved Reader,
Penelope was in the middle of replying to a client when a push notification popped up:
“You’ve just been charged £14.99 by kindlesque.”
She paused. That sounded… familiar. But she hadn’t used it in ages.
A quick scroll through her bank app uncovered five more: old writing memberships, a meditation app, a virtual summit pass on auto-renew.
Later that evening, she told her brother.
He raised an eyebrow: “You’re paying rent for things that aren’t even living in your life anymore.”
That hit hard.
So she took 30 minutes to download a subscription tracker.
Not only did she cancel the extras—she created a “Financial Cleanup Day” in her calendar once a quarter.
She made a checklist:
Review active subscriptions
Cancel anything unused
Renegotiate bills where possible
Move leftover cash to her Freedom Fund
It wasn’t sexy. But it was real progress.

🎯 This Is What Growth Looks Like
We’ve all heard “cancel unused subscriptions.” But here’s how to make that idea actually build freedom:
✅ Use apps like Rocket Money, Bobby, or your bank’s tracker to flag recurring charges
✅ Set a calendar reminder every 90 days: Financial Cleanup Day
✅ Cancel, negotiate, or downgrade anything not in use
✅ Move that reclaimed money to a high-yield savings account or money-making asset (like a tiny digital product or newsletter ad budget)
You’re not just “saving money”—you’re redirecting it to things that grow.
📊 The Proof:
A C&R Research study found that 74% of people underestimate how much they spend on subscriptions.
They thought it was $86/month.
It was $219/month.
That’s nearly $2,640 a year. Most of it on services they forgot they even had.
Unique Perspective:
We talk about scaling, funnels, and high-ticket offers—meanwhile $49 tools are quietly bleeding our profit.
Freedom starts with plugging the holes, not building another boat.